We answer our phones, explain every step, and find solutions.

Rick started RIDGEhomeloans with a simple belief: borrowers deserve the best service at the lowest cost. He searches for solutions — even if that means going elsewhere. He leads the team with a client-first approach that earns Ridge its top reviews and reputation across Utah and Colorado. Rick has a Master's degree in finance, over 20 years of experience, and is a licensed investment advisor.
Specialties: First-time buyers, complex loan scenarios, investment property, and long-term client relationships.

Jenn keeps every client file organized post closing and ensures you are set up for lifetime communication and rate tracking.

Caleb has a gift for breaking down complex mortgage concepts. A favorite among first-time buyers who want to actually understand the process. He is responsive and personable and closes loans quickly.
📞 801.361.7059
Lorien keeps every loan moving forward behind the scenes — organized, detail-oriented, and dedicated to getting files to the closing table on time.
📞 801.318.7620
Jason brings a calm, methodical approach to every loan. He processes loans with the credentials of a licensed loan officer. He is also insurance licensed with the best brokerage in Utah, allowing him to provide homeowner insurance solutions.
📞 801.865.8458Or call us: 801.414.8055