How It Works

Close your loan with us

When you close a purchase or refinance with Ridge, we automatically add you to the Rate Tracker.

We monitor the market

Our team tracks rates daily and compares them to your rate.

We reach out to you

We'll update you monthly and when the numbers make sense, we'll contact with low or no-cost refinance options.

Didn't close with us?
No problem

Fill out the form and we'll add you to our Rate Tracker. Tell us your current rate and we'll let you know when the market moves in your favor.

There's no commitment, no spam. Just a team that'll give you valuable options when rates drop.

Join the Rate Tracker

Takes 60 seconds. We'll reach out when rates drop enough to matter.

You're on the tracker!

We'll keep an eye on rates for you. When it makes sense to refinance, we'll be in touch.

No spam. No pressure. Just a heads-up when it makes financial sense.


Ready to start a
new loan?